02 / How they are built
Documented,
not marketing.
Every portfolio follows a written mandate, is compared to its closest passive benchmark, and is built from public-by-default data. The complete eight-point framework lives on the Methodology page.
Status
Illustrative model portfolios. No client capital is allocated and returns are simulated. Past performance is not indicative of future results.
Benchmarks
Each portfolio is compared to its closest passive alternative (for example MSCI World, MSCI ACWI), never cherry-picked to flatter returns.
Data & independence
Public-by-default sources (FRED, exchanges, fund factsheets). No paid promotions, no allocation kickbacks, corrections published openly.
